US bank account · USD · digital downloads

Etsy fee calculator.
Digital downloads, US.

How much will Etsy take from your next sale? Enter your price and sales count to estimate listing, transaction, processing and Offsite Ads fees.

For a US bank account and USD digital sales, the simple example is 9.5% of the item price + $0.45 per order, with one listing event and no ads, buyer tax or other costs. See price examples or adjust the inputs below.

Your sales scenario

Offsite Ads
Tax and other costs
Edit US / USD fee assumptions

Defaults assume a US bank account, USD, no shipping, and one digital item per order. This model does not cover other countries’ fee and tax rules.

Product revenue$360.00
After modeled fees and entered costs$312.30
USD estimate for the inputs shown
ChargeAmount
Listing and renewal events$6.00
Transaction fees$23.40
US payment processing estimate$18.30
Offsite Ads attributed orders$0.00
Other costs entered$0.00
Total modeled charges$47.70

Effective modeled cost: 13.25%. This is not a payout or profit forecast. Refunds, disputes, currency conversion, taxes on seller fees and unentered costs are excluded. Buyer sales tax is excluded from revenue and passed only into processing costs. One digital item per order is assumed.

Your next decision

Building a separate direct-sales channel?

Keep Etsy-originated transactions on Etsy. For customers you acquire independently, model a separate Payhip storefront; it does not replace Etsy’s marketplace audience.

Compare Payhip at this sales volumeExplore Payhip

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How much does Etsy charge per sale?

For this US digital-download model, a sale has three base charges: a $0.20 listing event, a 6.5% transaction fee, and US payment processing of 3% + $0.25. With no buyer sales tax, they combine to 9.5% of the price + $0.45. That is an estimate for the stated assumptions, not a universal Etsy rate. Etsy fee policy; processing rates by country.

A $12 download therefore has $1.59 in modeled base fees and $10.41 remaining. A 15% attributed Offsite Ad adds $1.80, leaving $8.61. If your order includes buyer sales tax, the processing fee also applies to that tax.

Etsy fees at common digital-product prices

USD examples: one digital item, one listing event, US bank account, no buyer tax or other costs. Uses the default rates checked 2026-09-16; this table does not change with the calculator inputs.
Item priceBase feesRemaining, no Offsite AdRemaining, 15% Offsite Ad
$10.00$1.40$8.60$7.10
$12.00$1.59$10.41$8.61
$20.00$2.35$17.65$14.65
$50.00$5.20$44.80$37.30
$100.00$9.95$90.05$75.05

Remaining means item revenue after the modeled charges, before your other business costs. Use the calculator for your own rates, listing count, tax and ad-attributed orders.

How much does it cost to sell on Etsy?

Allow for a possible one-time setup charge, listing events, and fees when orders arrive. Etsy shows any applicable setup charge during shop onboarding; it is not a single universal price. Enter the amount quoted to your shop in Other period costs when modeling your launch month. Etsy setup and selling fees.

For example, 20 listing events at $0.20 cost $4 before any sale. To estimate that scenario, enter 0 paid orders, 20 listing events and your quoted setup cost. Keep launch-only costs out of a later month unless they recur.

Do I pay Etsy fees if nothing sells?

Listing and renewal charges can still apply without a sale. Listings expire after four months and renewing them creates another charge. Enter the events actually billed, including unsold renewals; do not assume the count equals orders. This calculator assumes one digital item per paid order. Etsy listing and renewal examples.

Which Offsite Ads rate applies?

Use 15% for participating shops that have always remained below $10,000 in any consecutive 365-day period. A shop that has reached the threshold uses 12% and must participate. The fee is capped at $100 per attributed order. Enter only attributed orders, not every sale. Etsy Offsite Ads rules.

Can this Etsy calculator estimate physical products or other countries?

No. The defaults are for USD digital downloads sold through a US bank account. Shipping, physical production costs and other countries’ fee rules are outside this model. For a digital product, edit the assumptions if your actual rates differ; the source date above the links identifies the default-rate snapshot.

A separate storefront needs its own customers

Etsy provides marketplace discovery; a direct storefront does not inherit it. Keep Etsy-originated transactions on Etsy. For your independently acquired audience, the Compare Payhip at this sales volume button in the result carries over your item price and order count. Review the processor assumptions on the next page before deciding.

Compare direct-storefront Payhip costs, work backward to a product price, or calculate Gumroad fees.

Sources & assumptions

Default rates checked 2026-09-16. This is a dated rate snapshot, not a live price feed. Replace the inputs if your provider’s quote differs.

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